[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sitom.cz\/hypoteka-na-domov\/#Article","mainEntityOfPage":"https:\/\/www.sitom.cz\/hypoteka-na-domov\/","headline":"Hypot\u00e9ka na domov","name":"Hypot\u00e9ka na domov","description":"Mysl\u00edte si, \u017ee je hodn\u011b lid\u00ed, kte\u0159\u00ed by necht\u011bli m\u00edt vlastn\u00ed bydlen\u00ed? Pokud ano, tak se samoz\u0159ejm\u011b m\u00fdl\u00edte. Proto\u017ee si vzpom\u00edn\u00e1m, jak jsem ve \u0161kole d\u00edky projektu d\u011blala takov\u00fd pr\u016fzkum a ptala jsem se t\u0159\u00ed set lid\u00ed, jestli by cht\u011bli bydlet v n\u00e1jmu nebo si vz\u00edt hypot\u00e9ku a b\u00fdt a tv\u00e9 vlastn\u00ed nemovitosti. A z […]","datePublished":"2023-06-26","dateModified":"2023-07-26","author":{"@type":"Person","@id":"https:\/\/www.sitom.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sitom.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sitom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sitom.cz\/wp-content\/uploads\/financial-3207895_1280.jpg","url":"https:\/\/www.sitom.cz\/wp-content\/uploads\/financial-3207895_1280.jpg","height":0,"width":0},"url":"https:\/\/www.sitom.cz\/hypoteka-na-domov\/","about":["Finance"],"wordCount":442,"articleBody":"   Mysl\u00edte si, \u017ee je hodn\u011b lid\u00ed, kte\u0159\u00ed by necht\u011bli m\u00edt vlastn\u00ed bydlen\u00ed? Pokud ano, tak se samoz\u0159ejm\u011b m\u00fdl\u00edte. Proto\u017ee si vzpom\u00edn\u00e1m, jak jsem ve \u0161kole d\u00edky projektu d\u011blala takov\u00fd pr\u016fzkum a ptala jsem se t\u0159\u00ed set lid\u00ed, jestli by cht\u011bli bydlet v n\u00e1jmu nebo si vz\u00edt hypot\u00e9ku a b\u00fdt a tv\u00e9 vlastn\u00ed nemovitosti. A z t\u0159\u00ed set lid\u00ed mi dv\u011b st\u011b \u010dty\u0159icet lid\u00ed odpov\u011bd\u011blo, \u017ee by samoz\u0159ejm\u011b cht\u011bli m\u00edt vlastn\u00ed bydlen\u00ed. Zbytek cht\u011blo m\u00edt jenom pouze n\u00e1jem. A kdy\u017e jsem se potom ptala v\u0161ech t\u011bch zbytk\u016f lid\u00ed, pro\u010d by si p\u0159\u00e1li m\u00edt jenom n\u00e1jem, tak mi \u0159ekli, \u017ee je to jenom kv\u016fli tomu, \u017ee se necht\u011bj\u00ed zadlu\u017eovat. To bylo pr\u00fd jedin\u00e9 pozitivum a d\u016fvod, jak\u00fd m\u011bli, \u017ee v\u016fbec necht\u011bli m\u00edt hypot\u00e9ku. Tak\u017ee jsem si \u0159ekla, \u017ee je tady jde alespo\u0148 vid\u011bt, \u017ee ka\u017ed\u00fd \u010dlov\u011bk by cht\u011bl m\u00edt vlastn\u00ed nemovitost, akor\u00e1t se n\u011bkte\u0159\u00ed lid\u00e9 boj\u00ed se zadlu\u017eit. J\u00e1 to ch\u00e1pu a rozum\u00edm tomu, proto\u017ee i j\u00e1 bych se b\u00e1la zadlu\u017eit. Jenom\u017ee jak u\u017e to, tak b\u00fdv\u00e1, ne v\u0161echno je takov\u00e9, jak si \u010dlov\u011bk p\u0159eje. J\u00e1 jsem si v\u017edycky tak je t\u0159eba m\u00edt vlastn\u00ed nemovitost. A to u\u017e kdy\u017e mi bylo dvacet dva let, ale kolikr\u00e1t se mi to ani nepoda\u0159ilo. Proto\u017ee jsem z toho byla velice ne\u0161\u0165astn\u00e1, kdy\u017e se se mnou moj\u00ed prvn\u00ed p\u0159\u00edtel. A roze\u0161el kv\u016fli tomu, \u017ee on pr\u00fd nikdy hypot\u00e9ku necht\u011bl. Tak\u017ee jsem na tom byla opravdu v\u00e1\u017en\u011b sama. A docela hodn\u011b m\u011b to mrzelo, proto\u017ee jsem st\u00e1le cht\u011bla bydlet ve vlastn\u00edm dome\u010dku. Ale za jakou cenu? Zkou\u0161ela jsem se pod\u00edvat tak\u00e9 na webov\u00e9 str\u00e1nky hypotekybezregistru.cz, kde je opravdu hodn\u011b druh\u016f hypot\u00e9k, jako nap\u0159\u00edklad hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A o hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f jsem sly\u0161ela opravdu poprv\u00e9, dozv\u011bd\u011bla jsem se o n\u00ed, \u017ee americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu je opravdu v\u00fdhodn\u00e1 a kvalitn\u00ed, tak\u017ee j\u00e1 o n\u00ed budu dop\u0159edu uva\u017eovat a p\u0159em\u00fd\u0161let. A a\u017e si najdu p\u0159\u00edtele, tak se ho ihned zept\u00e1m, jak\u00fd by m\u011bl n\u00e1zor na to, kdybychom si v budoucnu vzali americkou hypot\u00e9ku bez registru.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka na domov","item":"https:\/\/www.sitom.cz\/hypoteka-na-domov\/#breadcrumbitem"}]}]